Low equity ratio and insolvent clients, on the one hand, and the crisis’s inherent low disposition for crediting of the banking sector, on the other, determine one major challenge for most enterprises: Maintaining Liquidity.

Petrified by the decrease in sales, profit and other threats which come along with this financial crisis managers often overlook that the crisis also offers significant opportunities to increase business performance which are hiding in most enterprises waiting to be retrieved.

The financial crisis offers a unique chance to reduce procurement costs which, only some months ago, was considerably more difficult.
By an efficient stock management, unimagined potential of liquidity is uncovered, considering that the capital lock-up in the storages is responsible for around 5 percent of the total costs of the organisation.
A close look at the payment terms to suppliers and clients reveals an unfavourable DSO-ratio for many companies, which affects directly their liquidity.

These are just some of the chances which enable companies to  exploit favourably the economic situation, but, in order to successfully implement them; the right tools and the latest business know-how are required. Our consultants possess the cross-industry expertise and international experience to support our clients in defining the right strategies in order to take advantage of the opportunities and emerge as winners.

In a series of essays the experts of Cuppers Consulting report about the major issues of the financial crisis and how small and medium sized enterprises can benefit from its opportunities.